In light of Elder Joseph B. Wirthlin’s passing I was scanning through some of his recent adresses and found this one: “Earthly Debts, Heavenly Debts” delivered in April 2004 General Conference. In it he said:
My brothers and sisters, many have heeded this prophetic counsel. They live within their means, they honor the debts they have incurred, and they strive to reduce the burden they owe to others. We congratulate those who are doing so, for the day will come when they will reap the blessings of their efforts and understand the value of this inspired counsel.
However, others struggle when it comes to finances. Some are victims of adverse and often unforeseen events that have financially damaged them. Others are in financial bondage because they have not learned to discipline themselves and control their impulses to spend. Consequently, they have made unwise financial choices.
To those of us who find ourselves in “financial bondage” he gives five key steps to freedom.